Changing Loans & Saving Homes
HARP Refinance Inquiry
                                HARP Program
The Home Affordable Refinance Program (HARP) will be available to 4 to 5 million homeowners who have a solid payment history on an existing mortgage owned by Fannie Mae or Freddie Mac.  Normally, these borrowers would be unable to refinance because their homes have lost value, pushing their current loan-to-value ratios above 80%.  Under the HARP program, many of them will now be eligible to refinance their loan up to 125% LTV to take advantage of today's lower mortgage rates or to refinance an adjustable-rate mortgage into a more stable mortgage, such as a 30-year fixed rate loan. The HARP Program is available now. Apply today!

           Note: You must have a Fannie or Freddie Mac loan
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